Why Are ICBC Part 7 No-Fault Benefits Called Secondary Benefits? ICBC Part 7 No-Fault Benefits are known as secondary benefits. This means that they are intended to make up the shortfall after you have used the insurance coverage that you already have. Therefore, to...
Short term disability (STD) insurance is designed to replace a portion of your income temporarily if you become disabled and are unable to earn an income. A disability can result from an injury, a serious illness or a mental health issue. STD comprises of paid sick...